Pricing

Look, insurance pricing gets confusing fast. We've kept ours simple because you shouldn't need a calculator and a lawyer to understand what you're paying for. Three plans. No surprises. Pick what fits your situation, and we'll handle the rest from there.

Solo Shield

$34/mo

Perfect for freelancers and small business owners who need the basics covered without breaking the bank each month.

✓ Personal asset protection up to $250K
✓ Basic liability coverage
✓ 24/7 claims support line
✓ Annual policy review
✓ Mobile app for document storage
✓ Email support within 24 hours

Start With Solo Shield

Business Guardian

$79/mo

Our sweet spot. Most of our clients land here because it covers the gaps that'll actually matter when something goes wrong.

✓ Asset protection up to $750K
✓ Enhanced liability and property coverage
✓ Priority claims processing (4-hour response)
✓ Quarterly business reviews included
✓ Risk assessment toolkit
✓ Dedicated agent access
✓ Professional liability rider

Protect More With Guardian

Enterprise Fortress

Custom

Built for companies with complex coverage needs. We'll sit down and design something that actually protects what you've built.

✓ Unlimited asset protection
✓ Customized multi-line coverage
✓ Same-day claims support
✓ Monthly strategy calls
✓ Executive risk assessment
✓ Legal consultation access
✓ Tailored rider packages

Get Your Custom Quote

Pricing FAQ

Can I switch plans mid-year without getting hammered?

Absolutely. Upgrade or downgrade whenever you want. We'll prorate your billing fairly — no penalties, no weird fees hiding in the fine print. Life changes, your coverage should too.

What happens if I need to file a claim? Does it cost extra?

Nope. Claims are included in your plan. No deductibles hiding in there, no surprise processing fees. You pay your monthly amount, we handle claims as part of that deal. That's literally our job.

Do you offer discounts for bundling multiple policies?

Yeah, we do. Stack a couple policies together and you're looking at 15-22% off your total monthly cost. The more you bundle, the more you save. Makes sense, right?

Is there a long-term contract I'm locked into?

Month-to-month only. You're not signing away 3 years of your life. Don't like us? Cancel anytime with 14 days notice. We'd rather earn your business each month than trap you in a contract.

Need a Custom Solution?

Contact Sales